Foreclosure isn't the end of the story. I beat mine — and my goal is to help you beat yours!
HONEST FORECLOSURE
About MeReviewsScamsContact
Call or text(720) 821-0667
Real homeowner · Verified public record

They Laughed When I Said I Could Beat Foreclosure — Then the Bank Forgave the Mortgage.

Chris Curry, the broker who beat his own foreclosure

Chris Curry · Licensed Colorado Broker

If you're behind and scared to talk to anyone about your house — talk to the guy who beat the bank and got his own mortgage forgiven in full. One call.

Ready for real options?

  • Stop the Foreclosure ASAP, to decide what is best for YOU!
  • Loan modification, at payments you can actually afford
  • Win-win cash offer — no commission, no showings
Licensed Real Estate Broker since 1998100% free · no obligation
Chris Curry, Licensed Colorado Broker
Chris Curry — Licensed Real Estate Broker

Talk to the guy who beat the bank.

One private call. No script, no pressure — just real options.

Or call/text Chris directly: (720) 821-0667

100% free · 100% private · No obligation

Got it — Chris will reach out shortly. If it's urgent, call or text (720) 821-0667.
Something went wrong. Please call or text Chris directly: (720) 821-0667.

Why I do this

You're probably wondering what my catch is.
Fair. Let me be honest with you.

My goal FIRST is to help you keep your home. It's 100% free. It doesn't cost you a thing.

Everyone else you're talking to wants to buy your home cheap, or push you into some crazy scam, or charge you tens of thousands of dollars for nothing.

NOT me. Remember, I've been in your shoes. My goal is to help you figure out every option to KEEP your home.

Then, and ONLY then, if selling is the right move, I'll make sure you walk away with as much money as possible. NOT a lowball offer. That's it.

That's how I make money — by giving you a win-win, honest offer, IF you decide moving is the best option.

Bottom line: my goal is to help. Happy people tell their friends. That's how the next person finds me.

Chris, Show Me My Options

How this works

Three steps. Starts with one call.

1

You call — free

One private conversation with me. No script, no judgment, no cost. Tell me where things stand.

2

We find your options

Keep the home, modify the loan, or a clean cash sale. I lay out what's actually possible — no false hope.

3

You choose your way out

You pick the path. If selling is smarter, I buy it myself and close in 21 days. You stay in control the whole way.

Chris, Show Me My Options

This actually happened. Here's the proof.

The bank wiped out my mortgage.
It's a matter of public record.

I'm not a real estate guy with a story. I'm a homeowner who fought a bank and won.

When SunTrust came after my home, I made them prove their case — and they couldn't. They forgave the mortgage in full.

Recorded · Public Record
DocumentSatisfaction of Mortgage
LenderSunTrust Bank
Property2104 SW 14th Street, Gainesville, FL
RecordedDecember 8, 2014 · Alachua County Clerk
ReferenceBook 4214, Page 1882
Recorded Satisfaction of Mortgage documentView the recorded document

Look it up yourself. It's filed with the Alachua County, Florida Clerk of Court — open to anyone. I won't ask you to trust me on faith. I'll show you the receipt.

My result is not typical, and I can't promise you the same outcome. I'm showing you this so you know one thing for certain: a homeowner who fights the right way has a chance at winning.

Prefer to watch? Here's the whole story.

Chris, Show Me My Options

Let's be honest with each other

There's no secret trick that
makes foreclosure disappear.

I'm not going to lie to you. There is no magic phone call, no one weird trick that makes this all vanish. If someone promised you that, they were after your last dollar.

There is a filing that can stop a foreclosure sale — sometimes the same day it's filed.

You have more time and more options than the bank wants you to use. In 15 minutes, I can help you see exactly what they are.

Chris, Show Me My Options

Protect yourself first

The Honest Scam Test

Before you fill out a single form or pay a single person, learn this one rule. It will protect you from almost every loan-mod scam in the country.

The one-line test

If anyone asks you for money upfront for foreclosure help — it is 100% fraud.

Full stop. No exceptions.

This is not just wrong. It is illegal. There is a federal rule — the MARS Rule (Mortgage Assistance Relief Services) — and it makes it against the law for anyone to take a single penny from you upfront for foreclosure help.

It got so bad that the government has gone after more than 600 of these companies and clawed back millions of dollars — because so many people try to take advantage of homeowners while they're down.

Red flags — if you see any of these, walk away

  • They ask for money upfront. Any amount. For any reason.
  • They promise to “save your home guaranteed.” Nobody can guarantee that.
  • They tell you to stop paying your mortgage or stop talking to your lender.
  • They tell you to transfer the deed to them or to anyone else.
  • They pressure you to sign something today, right now.
  • They have no street address — only a P.O. box and a cell phone.

Real numbers you'll see in the wild

  • Scam loan-mod companies: $5,000 to $10,000 upfront — and they deliver nothing.
  • Legitimate loan-mod companies: $3,500 to $5,000.
  • Attorneys: $15,000 and up. I paid $15,000 myself back in 2010.
  • Me: Zero up front. Zero at the end. Zero ever.

I want to be as clear as I can be: I am not one of them. I will never ask you for a penny upfront. The review is free. The call is free. I cover the cost myself.

The method I'll walk you through

The 3D Method

Three moves, in order. First you stop the clock. Then you make the bank prove its case — the same thing that worked for me. Then, with room to breathe, you decide what's actually best for you.

1

Delay — stop the sale

Before anything else, we stop the bleeding. The right filing can halt the foreclosure sale and take the deadline off your neck — so you can think clearly for the first time in months.

2

Defend — make them prove it

Banks make mistakes. More than you'd think. We make them prove every number, every document, every right they claim. When they can't, a homeowner who fights smart has real leverage. That's exactly how the bank ended up forgiving my mortgage.

3

Decide — choose what's best

Now you have real options — not false hope. We look at all of them honestly and pick the one that protects you and your family.

  • Fight for a loan modification — stay in your home with terms you can actually afford.
  • Challenge the foreclosure itself — if the bank got something wrong, we use it.
  • Sell fast for top dollar — before the bank takes your equity for free.
  • Short sale out clean — if you owe more than the home is worth, walk away without the weight.

One more thing about your equity. If your home is worth more than you owe, a foreclosure can hand the bank that equity for nothing. That's your money — money you could walk away with. Don't let them take it because the clock ran out.

Chris, Show Me My Options

Real proof. Real results.

When homeowners move in time, things change.

Real case

Sale stopped. Seller had time to decide. Walked with $45,000.

STSteamboat7 days before auction
Real case

Husband died of cancer. Bank approved modification. She kept the home.

PWPhoenix WidowJanuary

Outcomes vary by situation. These are real cases, shared with permission — not a promise of your result.

Chris, Show Me My Options

If this is your life right now

You know the feeling in your chest
when you walk to the mailbox.

You already know which envelopes are in there. The ones with the window. The ones you stopped opening. They sit in a pile on the counter, and the pile keeps growing.

The phone rings from a number you don't know. You let it ring. You can't bear another conversation where someone reads from a script and calls you “the borrower.”

At 2 a.m. you're awake again, doing the same math in your head. If you skip this, and move that, and the next check comes early… maybe. Maybe next month you can catch up. You've told yourself that for a while now. And the whole time, the date keeps getting closer. You can feel it coming, like weather.

This isn't because you're lazy, or stupid, or a failure. You've been carrying something heavy, mostly alone, with bad information.

You haven't been doing it wrong. You've been doing it without the one thing that changes everything: leverage.

Chris, Show Me My Options

Here's the part nobody tells you

You don't have a hopeless situation.
You have a time problem.

And time is something you can take back.

There's a filing that can stop a foreclosure sale — in many cases the very day it's filed. It puts an automatic hold on the sale and forces everything to pause. It doesn't erase what you owe. It does something better: it buys you time and puts the leverage back in your hands.

Because here's the thing about the bank's whole plan: it only works if the clock is on their side. The minute that clock flips, the pressure flips with it. Suddenly you're not begging for a phone call back. You're the one with room to move — and real choices to make.

That pause is where everything good starts. It's the difference between losing by default and deciding on your own terms.

Chris, Show Me My Options

Who you'll be talking to

Chris Curry

I'm a licensed Colorado real estate broker, and I've been helping families buy or sell homes since 1998. I'm based in Arvada. I lost a home in the crash and had to rebuild from the ground up — and later, when the bank came for another home, I fought back and won: SunTrust forgave my mortgage in full on December 8, 2014 (it's public record). So when I say I understand, I'm not reading it off a card.

28 yrsLicensed since 1998
3,952Families helped
2014Bank forgave my own mortgage · public record
  • Licensed Colorado real estate broker (Brokers Guild)
  • Based here in Colorado — local, not a call center
  • Beat my own foreclosure — SunTrust forgave my mortgage in full (Dec 8, 2014 · public record)
  • Honest, plainspoken help — even when it costs me the sale
Chris Curry at his deskChris Curry in front of a Colorado homeChris Curry with family

“I filled out a form online — Chris called me in 30 minutes.”

MMark, 51Steamboat, CO · 2025

“Chris helped me weigh my options — no pressure, just support.”

MAMariaAurora, CO · 2025
Chris, Show Me My Options

What you're probably thinking

“But what about my situation?”

“What if it's too late — a sale date is already set?”

A set date is exactly when this matters most. As long as the sale hasn't happened, there are usually still moves on the table — including the filing that can stop the sale. Don't assume it's too late. Let's look before you give up.

“What if I'm too far behind to fix this?”

“Too far behind” is the bank's favorite story, because it makes you quit. The truth is, how far behind you are changes which option fits — not whether you have one. We'll find the one that fits.

“What if I have no money?”

Most people who call me are tapped out. That's normal. The review costs you nothing, and several of the paths we'll talk about don't require cash up front. We work with where you actually are.

“What does this cost me?”

The call is free. Never a penny in cost. If you later decide selling is your best move, I'm a licensed broker and can help you sell for top dollar — or make a no-strings cash offer. If you fight for a modification, I coach you through your own package. You'll always know what's free and what isn't before you commit.

“I tried a modification and got denied — am I out of luck?”

No. A denial just taught you something useful: the bank isn't on your side. Good. Now you can stop negotiating with them and start protecting yourself. A denial is a starting point, not the end.

Chris, Show Me My Options

Straight answers

Questions homeowners ask me

Is this really free?

Yes. The 15-minute review costs you nothing, and there's no obligation. If I think you don't even need me, I'll tell you that on the call and point you in the right direction.

Did you really get your own mortgage forgiven?

Yes — and you don't have to take my word for it. SunTrust recorded a Satisfaction of Mortgage on my home at 2104 SW 14th Street, Gainesville, FL on December 8, 2014. It's filed with the Alachua County Clerk of Court (Book 4214, Page 1882) and it's open to the public. My result is not typical and I can't promise you the same, but it's real and documented.

Are you going to try to take my house or make me sell?

No. My job on this call is to help you see your options clearly — including the ones where you keep your home. Selling is only one path, and it's only right for some people. I'll tell you the truth about which path fits you, even when that truth means I don't make a dime.

I tried a modification and got denied. Can you still help?

Yes — and honestly, that's a common starting point. A denial tells us the bank isn't going to do you any favors, so we shift to protecting you instead. There are still moves to make.

What actually happens on the call?

We talk, plainly, for about 15 minutes. You tell me where things stand. I ask a few questions, tell you what I see, and give you a concrete next step. No script, no pressure, no “let me transfer you to a specialist.” Just you and me.

Chris, Show Me My Options
P.S.

Why do I do this? Because in 2008 nobody picked up the phone for me, and I lost the house. I've been exactly where you're sitting. So now I pick up.

P.P.S.

My first goal is to help you keep your home. If moving turns out to be the smarter move, I'll make you a strong cash offer and buy it myself — close in 21 days or less. No showings, no repairs, no upfront fees. Ever.

— ChrisLicensed Colorado Broker

Chris, Show Me My Options
HONEST FORECLOSURE

Chris Curry, Licensed Realtor · CO #100080117 · FL #0668981 · Brokers Guild

(720) 821-0667
About Me·Reviews·FAQ·Letter·Protect Yourself·Privacy & Terms

I am a licensed Colorado real estate broker and an educator. I am not an attorney, and I am not a HUD-approved housing counseling agency. Nothing on this page is legal advice or a promise about the outcome of your case. The Satisfaction of Mortgage described above is my own, verifiable public record (Alachua County, FL Clerk of Court, recorded 12/08/2014, Book 4214, Page 1882); it is shared as my personal experience, is not typical, and is not a prediction of your results. Foreclosure results vary, and many homeowners still lose their homes — if I think that's your likely outcome, I'll tell you on day one. If your situation calls for an attorney, a HUD-approved counselor, or bankruptcy advice, I'll point you toward the right help. For free housing counseling, call HUD at 1-800-569-4287. If you are in crisis, call or text 988. © 2026 HonestForeclosure.com · A Curry Team Property

Chris, Show Me My Options
×

Talk to the guy who beat the bank.

One private call. No script, no pressure — just real options.

Or call/text Chris directly: (720) 821-0667

100% free · 100% private · No obligation

Got it — Chris will reach out shortly. If it's urgent, call or text (720) 821-0667.
Something went wrong. Please call or text Chris directly: (720) 821-0667.