HONEST FORECLOSURE
✆✉⌖
Chris Curry, arms outstretched on a clifftop high above the ocean
Chris CurryArvada, Colorado

For Colorado homeowners behind on their mortgage

I Stopped and Beat My Own Foreclosure — and the Bank Wiped Out My Entire Mortgage.

Sounds Impossible? I’ll Prove It — It’s Public Record.

Behind on your mortgage payments? You can fight the bank, and win. I did. Can I help you? In a free 15-minute review, I’ll show you honestly how.

  • ✓Stop the foreclosure and any auction sale
  • ✓Protect your equity
  • ✓Real options, no false hope
  • ✓Talk to someone who's been in your shoes
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No pressure. I’m Chris Curry — a licensed Colorado broker (28 years, 3,900 families helped) who beat the bank when it came for my own home.

2104 SW 14th Street, Gainesville, Florida — the home Chris Curry kept after the bank forgave his mortgage
2104 SW 14th Street, Gainesville, FL — the home I kept.

This actually happened. Here's the proof.

The bank wiped out my mortgage. It's a matter of public record.

I'm not a real estate guy with a story. I'm a homeowner who fought a bank and won. When SunTrust came after my home, I made them prove their case — and they couldn't. They forgave the mortgage in full.

✓ Recorded · Public Record
Document
Satisfaction of Mortgage
Lender
SunTrust Bank
Property
2104 SW 14th Street, Gainesville, FL
Recorded
December 8, 2014 — Alachua County Clerk
Reference
Book 4214, Page 1882

Look it up yourself. It's filed with the Alachua County, Florida Clerk of Court — open to anyone. I won't ask you to trust me on faith. I'll show you the receipt.

My result is not typical, and I can't promise you the same outcome. I'm showing you this so you know one thing for certain: a homeowner who fights the right way has a chance at winning.

Let's be honest with each other

There's no secret trick that makes foreclosure disappear.

I'm not going to lie to you. There is no magic phone call, no one weird trick that makes this all vanish. If someone promised you that, they were after your last dollar.

But here is what's true: there is a filing that can stop a foreclosure sale — sometimes the same day it's filed. And there is a clear method to figure out your best move once the pressure is off.

You have more time and more options than the bank wants you to use. In 15 minutes, I can help you see exactly what they are.

Find out where you really stand.

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If you're ready to start fighting, and defend your home and rights, book your free review. If you'd rather keep hoping it goes away — this isn't for you.

Real proof. Real results.

Sale stopped. Seller had time to decide. Walked with $45,000.

STSteamboat — 7 Days Before AuctionReal case

Husband died of cancer. Bank approved modification. She kept the home.

PWPhoenix Widow — JanuaryReal case

If this is your life right now

You know the feeling in your chest when you walk to the mailbox.

You already know which envelopes are in there. The ones with the window. The ones you stopped opening. They sit in a pile on the counter, and the pile keeps growing.

The phone rings from a number you don't know. You let it ring. You can't bear another conversation where someone reads from a script and calls you "the borrower."

At 2 a.m. you're awake again, doing the same math in your head. If you skip this, and move that, and the next check comes early… maybe. Maybe next month you can catch up. You tell yourself that. You've told yourself that for a while now.

And the whole time, the date keeps getting closer. You can feel it coming, like weather.

You haven't told your spouse how bad it really is. You're reading this late at night, on your phone, hoping nobody sees.

Here's what I want you to hear: this isn't because you're lazy, or stupid, or a failure. You've been carrying something heavy, mostly alone, with bad information.

You haven't been doing it wrong. You've been doing it without the one thing that changes everything: leverage.

Here's the part nobody tells you

You don't have a hopeless situation. You have a TIME problem.

And time is something you can take back.

There's a filing that can stop a foreclosure sale — in many cases the very day it's filed. It puts an automatic hold on the sale and forces everything to pause.

It doesn't erase what you owe. It does something better. It buys you time and puts the leverage back in your hands.

Because here's the thing about the bank's whole plan: it only works if the clock is on their side. The minute that clock flips, the pressure flips with it. Suddenly you're not begging for a phone call back. You're the one with room to move — and real choices to make.

That pause is where everything good starts. It's the difference between losing by default and deciding on your own terms.

The method I'll walk you through

The 3D Method

Three moves, in order. First you stop the clock. Then you make the bank prove its case — the same thing that worked for me. Then, with room to breathe, you decide what's actually best for you.

Step 1 — Delay

Stop the sale and put time back on your side

Before anything else, we stop the bleeding. The right filing can halt the foreclosure sale and take the deadline off your neck — so you can think clearly for the first time in months.

Step 2 — Defend

Make the bank prove every number and every document

Banks make mistakes. More than you'd think. We make them prove every number, every document, and every right they claim to have. When they can't, a homeowner who fights smart has real leverage. That's exactly how the bank ended up forgiving my mortgage.

Step 3 — Decide

With room to breathe, choose what's actually best for you

Now you have real options — not false hope. We look at all of them honestly and pick the one that protects you and your family:

  • Fight for a loan modification — stay in your home with terms you can actually afford.
  • Challenge the foreclosure itself — if the bank got something wrong, we use it.
  • Sell fast for top dollar — before the bank takes your equity for free.
  • Short sale out clean — if you owe more than the home is worth, walk away without the weight.

One more thing about your equity. If your home is worth more than you owe, a foreclosure can hand the bank that equity for nothing. That's your money — money you could walk away with. Don't let them take it because the clock ran out.

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If you're ready to start fighting, and defend your home and rights, book your free review. If you'd rather keep hoping it goes away — this isn't for you.

Why I do this

I lost a home to foreclosure once. The next time, I beat the bank.

I know exactly what that mailbox feels like, because I've lived it — including losing a home of my own. That loss is exactly why I refused to lose the next one without a fight.

When the bank came after my house, I had a choice. Roll over — or make them prove it. I decided I wasn't going to just hand over my home because a letter told me to.

So I made them prove every number. Every document. Every right they claimed to have.

It turned out they'd made mistakes. And once I made them prove their case, the whole thing changed.

On December 8, 2014, SunTrust Bank recorded a Satisfaction of Mortgage on my home at 2104 SW 14th Street, Gainesville, Florida — the document a lender files when a mortgage is wiped out. My home became mine, free and clear. It's filed with the Alachua County Clerk of Court (Book 4214, Page 1882) and anyone can pull it. This isn't a sales story. It happened, it's documented, and it's 100% real.

Now, let me be straight with you: that is not typical, and I will never promise you the same result. Most cases don't end with a wiped-out mortgage. But it's proof of what's possible when you stop hoping and start fighting smart. Banks do make mistakes — and when they do, a homeowner who fights correctly has real leverage.

That's the whole reason this exists. I've been where you are. I know the fear and the shame and the 2 a.m. math. And I know it doesn't have to end the way the bank is counting on.

Why the timing matters more than anything

This is happening to you right now.

Here's the hard truth about foreclosure in Colorado: almost everything that works happens before the sale date.

Before the sale, you have moves. You can stop the clock. You can force the bank to prove its case. You can protect your equity. You can choose how this ends.

After the sale, those options nearly vanish. The door that's wide open today gets a lot harder to walk through.

That's why doing nothing is so dangerous. Every week you wait isn't neutral — it's a week of options quietly disappearing. The bank knows this. It's the whole plan. They're counting on you to wait until it's too late to do anything at all.

You can still get ahead of it. But the time to move is while you still have room to move.

What changes when you stop waiting

Here's what's on the other side of one phone call.

The free 15-minute call

Here's exactly what we'll figure out together.

This is a real conversation, not a pitch. In about 15 minutes, here's what we'll get clear on:

Free. No obligation. 15 minutes. If I think you don't need me, I'll tell you that too.

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Who you'll be talking to

CCAdd chris-curry.jpg

Chris Curry

I'm a licensed Colorado real estate broker, and I've been helping families buy or sell homes since 1998. I'm based in Arvada. I lost a home in the crash and had to rebuild from the ground up — and later, when the bank came for another home, I fought back and won: SunTrust forgave my mortgage in full on December 8, 2014 (it's public record). So when I say I understand, I'm not reading it off a card.

  • ✓ Licensed Colorado real estate broker (Brokers Guild)
  • ✓ Based here in Colorado — local, not a call center
  • ✓ Beat my own foreclosure — SunTrust forgave my mortgage in full (Dec 8, 2014 · public record)
  • ✓ Honest, plainspoken help — even when it costs me the sale
1998Licensed since
BrokerBrokers Guild
2014Bank forgave my own mortgage — public record
1Add chris-at-desk.jpg
(you working / at your desk)
2Add chris-home.jpg
(you in front of a CO home)
3Add chris-family.jpg
(you, casual / with family)

“I filled out a form online — Chris called me in 30 minutes.”

MMark, 51Steamboat, CO · 2025

“Chris helped me weigh my options — no pressure, just support.”

MAMariaAurora, CO · 2025

What you're probably thinking

"But what about my situation?"

"What if it's too late — a sale date is already set?"

A set date is exactly when this matters most. As long as the sale hasn't happened, there are usually still moves on the table — including the filing that can stop the sale. Don't assume it's too late. Let's look before you give up.

"What if I'm too far behind to fix this?"

"Too far behind" is the bank's favorite story, because it makes you quit. The truth is, how far behind you are changes which option fits — not whether you have one. We'll find the one that fits.

"What if I have no money?"

Most people who call me are tapped out. That's normal. The review costs you nothing, and several of the paths we'll talk about don't require cash up front. We work with where you actually are.

"What does this cost me?"

The call is free. Never a penny in cost. Always. If you later decide selling is your best move, I'm a licensed Colorado broker and I can give you two options: I can help you sell for TOP dollar on the open market — or if you want a fast, quick sale, I can give you a no-strings-attached cash offer. That is how I earn a living, and I'll be upfront about it. If you decide to fight for a modification, I coach you through building your own package. Either way, you'll know exactly what's free and what isn't before you commit to anything.

"I tried a modification and got denied — am I out of luck?"

No. A denial just taught you something useful: the bank isn't on your side. Good. Now you can stop negotiating with them and start protecting yourself. A denial is a starting point, not the end.

Straight answers

Questions homeowners ask me

Is this really free?

Yes. The 15-minute review costs you nothing, and there's no obligation. If I think you don't even need me, I'll tell you that on the call and point you in the right direction.

Did you really get your own mortgage forgiven?

Yes — and you don't have to take my word for it. SunTrust recorded a Satisfaction of Mortgage on my home at 2104 SW 14th Street, Gainesville, FL on December 8, 2014. It's filed with the Alachua County Clerk of Court (Book 4214, Page 1882) and it's open to the public. My result is not typical and I can't promise you the same, but it's real and it's documented.

Are you going to try to take my house or make me sell?

No. My job on this call is to help you see your options clearly — including the ones where you keep your home. Selling is only one path, and it's only right for some people. I'll tell you the truth about which path fits you, even when that truth means I don't make a dime.

I tried a modification and got denied. Can you still help?

Yes — and honestly, that's a common starting point. A denial tells us the bank isn't going to do you any favors, so we shift to protecting you instead. There are still moves to make.

What actually happens on the call?

We talk, plainly, for about 15 minutes. You tell me where things stand. I ask a few questions, tell you what I see, and give you a concrete next step. No script, no pressure, no "let me transfer you to a specialist." Just you and me.

One decision left to make

The bank is counting on your silence.

Every day you wait, you lose options. The sale date doesn't care how scared you are — it just keeps coming. But you can still get in front of it. Today. In 15 minutes.

Thanks — taking you to real homeowner results…
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If you're ready to start fighting, and defend your home and rights, book your free review. If you'd rather keep hoping it goes away — this isn't for you.

P.S. — The single most expensive thing you can do right now is nothing. Every week the sale date gets closer, and the moves that work today get harder tomorrow. If there's any part of you that wants to fight for this, do it while you still have room to move. Book the call.

P.P.S. — Remember: I beat my own foreclosure and the bank forgave my mortgage — it's public record (Alachua County Clerk, Book 4214, Page 1882). It's not typical, and I won't promise you the same. But the call is free, it's 15 minutes, and there's no pitch. Worst case, you finally hear the truth from someone who's been where you are.

— Chris

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📞 Chris, Ready to Stop my Foreclosure!✆